PNG will cut down on the color/graphic losses but saving at 12resolution on JPEG is just as good from my experience.
As far as hosting sites goes Tinypic works great for me.
No graphic losses all lines looks as crisp as in photoshop(atleast for me).
Dont know if there is any difference in being a registered user or not, but it makes it easier to organize if you are registered since you can make albums etc.
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